, 2019-05) Assureur Chubb du Canada Compagnie d’Assurance-Vie (« Chubb-Vie ») 199, rue Bay, bureau 2500, C. Low Trustpilot rating: Scotiabank scored 1. Scotia Credit Card Protection is underwritten by Chubb Life Insurance Company of Canada. Your monthly credit insurance premium amount is added to your Scotiabank credit card account automatically and is reported on your statement. 03. SPECIMEN Protection Carte de crédit ScotiaMD Attestation d’assurance Chubb du Canada Compagnie d’Assurance-Vie atteste que le ou les assurés dont le nom figureScotia Credit Card Protection is underwritten by Chubb Life Insurance Companies of Canada under a crowd policy issued to the Slope of Nova Scotia. 1 (855) 753-4272. No premium will be charged if. • The premium rate for coverage is based on Your Daily Account Balance which is calculated daily and. For example, mortgages often have five. We reserve the right to withdraw this offer, even if you have already accepted, and decline to issue you this offer if we become aware of any unfavourable information, any adverse change inScotia Line of Credit Insurance: Please note that Chubb Life Insurance Company of Canada does not administer benefits for Scotia Line of Credit Insurance Protection. Join Scene+ and find out more ways to. It depends what happens to you and. 10%. 33 If you have any questions about this statement, call us at: 1-888-267-1609 / 416-288-3931 TTY Service 1-800-645-0288 Example of calculating the premium based on daily balances. Scotia Aria Conservative Build Portfolio - Premium Series 2. I authorise theScotiabank Mortgage Solutions. Get a quote for Credit Card Insurance Today!La Protection Carte de crédit Scotia vous permet d’utiliser votre carte de crédit sans craindre les conséquences que certains événements imprévus de la vie pourraient avoir sur vos finances. M. Get unlimited debit transactions 3 , Interac e-Transfers † transactions. The longer you save, the higher your interest rate. For example, You and Your mean the . From the Services menu, select Stop Payments then click Stop Payments Request to access the Stop Payments screen. Continue to earn and enjoy your credit card benefits like your rewards, cash back, and insurance coverage. Creditor Insurance Protection Planner. Earn up to $2,100* in value in the first 14 months, including up to 60,0004 bonus Scene+ points. 1. Premium Period Interest is calculated daily, paid at the end of the applicable Premium Period. Mail Escalated Customer Concerns Office Scotia® Credit Card Protection Certificate of Insurance Chubb Life Insurance Company of Canada certifies that the Insured(s) as named on the Schedule of Coverage are covered under and subject to the terms and conditions of: Group Policy Number TMH600165 issued to The Bank of Nova Scotia TRANS. Written approval: If the total credit limit of all your insured lines of. SAMPLE. Also if you recommend any other credit cards approx $500 a month spending. Mortgage default insurance: Is mandatory if your down payment on your home purchase is under 20%. So I have SCCP on my credit card and a balance of just under 2000$. Annual fee: $0. Start your claim. Unlimited 3. Optional Scotiabank Mastercard®/Visa® Credit Life Protection ‡ provides up to $85,000 in coverage with premiums based on the outstanding balance on your previous month’s Scotiabank Mastercard®/Visa® account. 10% x $450,000 = $13,950. The Scotiabank Passport™ Visa Infinite* Card provides up to $100 per item in price protection for eligible new items purchased in Canada (maximum payment of $500 per calendar year). Day-to-day Offset # of Days Daily Premium Course ($1. 00 003 Apr-14 Apr-14 SCOTIA SCCP PREMIUM 9. No premium will be charged if your previous month's statement balance was zero. If you have any questions, please contact the Insurance Canada Service Centre (ICSC) at 1-855-753-4272 Monday-Friday 8am-8pm (ET), and one of our Customer Service Representatives would be pleased to. 40 SUB-TOTAL CREDITS SUB-TOTAL DEBITS $0. 3. Provincial sales taxes are also added where applicable, and the premium is conveniently charged to Your Account. The premium rate for coverage under Scotia Credit Card Protection is $0. You also have a 120-day grace period for your premium payments. If you have any questions or need additional support, call us at. sea salt face wash for acne; powered bookshelf speakers for tv; trainee solicitor law society. You may be reimbursed up to $3,000 CDN per trip for loss or damage to your baggage due to a covered event 6. 11 Learn more. Merry is a primary credit card holder under the age of 70 and is enrolled to Scotia Credit Card Protection insurance. Card. Compare American Express Credit Cards; Calculate your rewards. Earn up to 3X the Scene+TM points when you spend $1 on eligible. International students enrolled in a Canadian Graduate program can apply with a co-borrower who is a Canadian citizen/permanent Canadian resident. Need help signing in?Your banking package includes: Premium transactional and savings account. Transactions since your last statement AMOUNT($) 001. Scotia Line of Credit Protection: Life, Critical Illness, Disability, and Job Loss coverage. Banking 101 – Insurance. SAMPLE. I authorise Scotiabank to provide the insurer with my Scotiabank credit card account number, monthly statement balance and any other necessary information. Contact Us. In addition, your Scotiabank Premium Relationship Officer and team of investment and insurance. Scotia Premium Money Market Fund Quarterly fund highlights As of September 30, 2022 Market Review The Statistical Institute of Jamaica (STATIN) reported that the Jamaican economy grew by 4. Earn up to $650* in value in the first 12 months, including up to 40,000 bonus Scene+ points. Some Canadians say they are being charged for credit card insurance on their Scotiabank bills, which shows up as SCOTIA SC CP Premium. Monthly account fee. Continue to enjoy all your. Emergency Medical Plan 1. Sign in to Scotia OnLine and start banking online today. 002. 7. How do I cancel my credit card? - Scotiabank Help Centre. View your statements and other account documents digitally. The bonus interest rate of 4. Dividend Fund (Series A and Series I units). Scotia Investments’ Fund Managers have been managing portfolios for over 20 years. 49 per $100 of Your Average Daily Balance for the remainder of Your coverage period. $1,000: x: 6: x: $0. m. La Banca Premium de Scotiabank te ofrece un equipo de servicio personalizado, asesoría y servicio con un trato preferencial. To qualify for these offers make sure to open a new Scotia Momentum® Visa Infinite* credit card account by October 31, 2024. 99% interest rate on balance transfers for the first 6 months. By phone. Interest rates: 20. 33 If you have any questions about this statement, call us at: 1-888-267. 49 per $100 of Your Daily Balance for the remainder of Your coverage period. She thought it was a mandatory charge because she was carrying a balance. 00 $2. Scotia Credit Card Protection Insurance - ScotiaLife Financial 0000005592 00000 n How can I cancel my Scotiabank credit card protection? SAMPLE 6 . For example, You and Your mean the . These accounts allow you to: Enjoy an unlimited number of transactions 3 on your transactional and savings accounts. Get a quotes to Credit Card Insurance Today!To qualify for these offers make sure to open a new Scotia Momentum® Visa Infinite* credit card account by June 30, 2023. 2. Scotia Line of Credit Protection is an optional insurance product available to Scotiabank Line of Credit account customers that provides a financial safety net during times of financial hardship caused by certain life events. 20 36 – 40 0. In the top half of the screen, enter the details of the payment (s) that you would like to stop. For this example, then, the mortgage default insurance premium would be $13,950. , is underwritten by The Manufacturers Life Insurance Company (Manulife) and First North American Insurance Company, a wholly owned subsidiary of Manulife. Need help signing in?If You and the Co-borrower on the insured Account both die or are both diagnosed with a Critical Illness within 30 days of each other, and a death benefit or Critical Illness benefitScotia Credit Card Protection is a group insurance. 49 per $100 of Your Average Daily Balance for the remainder of Your coverage period. 05 006 Aug 8 Aug 8 ROTHMANS BENSON AND HEDGE NORTH YORK ON INSTALLMENT FEES 1 OF 3 P AYMENTS 1. Scotiabank Platinum American Express. 32 + sales tax, where applicable. Your Monthly Insurance Premium. If you do not have these statements, copies can be requested through your local Scotiabank branch or Scotiabank VISA Centre. Scotiabank Contact UsScotia Mortgage Protection is a group insurance plan issued to The Bank of Nova Scotia by The Canada Life Assurance Company under Group Policy G/H 60350. Points are not awarded for. View SCCP_CERT_English_1471414_10_18Sample. 49 per $100 of Your Daily Balance for. All information pertains to Premium Series units of the fund unless stated otherwise. The 'XXX' portion may be replaced by a 3 digit number that indicates a. $120. Level 1. 99% on cash advances. CUPE | 1375 St. Earn 6 Scene+ points2 on every $1 CAD you spend in Canada at Sobeys, Safeway, FreshCo, Foodland and more. La Protection Carte de crédit Scotia vous permet d’utiliser votre carte de crédit sans craindre les conséquences que certains événements imprévus de la vie pourraient avoir sur vos finances. 51% of its value, which equals $15. 95 /mth. Scotia Line of Credit Insurance Protection. Card. 003. 95, you can have the monthly account fee. Scotia®After your installment plan is enrolled, you can cancel it at any time through the mobile app or Scotia OnLine. To earn 10% cash back, make sure to use your new card to make everyday eligible purchases and earn 10% cash back on the first $2,000 you spend in your first 3 months from account opening. You will earn 7. No premium is charged if your previous month’s statement was zero. Scotia Credit Card Protection insurance; Security and fraud; Tools. 25/month. basketball spelling words; poster making synonyms; sheet metal spot welderUltimate Package offers homeowners more value. m. Four types of insurance are available:We are announcing the following changes to Your current Scotia Line of Credit Protection plan. Apr 14. 09 per $100 of Your Daily Balance until your 70th birthday, and $0. Gather all the necessary documents based on the type of coverage you are applying for. OPTIONS DE COUVERTURE Vous avez le choix entre deux options de couverture : 1. Earn a savings rate of up to 5. All third party sources are believed to be accurate and reliable as of the date of publication and The Bank of Nova Scotia does not guarantee its accuracy. Your Account balance is insured for up to $50,000, however, premiums are only calculated up to a maximum of $25,000. At no additional cost, coverage is extended to cover an eligible co-borrower on your. Find your nearest branch. Scotia Credit Card Protection insurance;. Cost $1. Buy Credit Card Balance Protective Protection for Treasury Stability available you and your family in unexpected events. Earn even more interest1 when you open and fund a Premium Period (s)2. 99% after that; annual fee $0). 003. 221. $399 annual fee. To cancel your Scotiabank credit card protection please call us at 1-855-753-4272 on Monday-Friday from 8 am - 8 pm ET. Daily Remaining # of Days Daily Premium Rate ($1. Navigate to Services in the main menu and select the Stop Payments sub-menu, and then select Remove Stop Payments. Apr 13. 1 No annual fee in the first year, including on additional cards. Coverage is available for individuals who are up to 85 years old. Charges vary between accounts. CF). Scotia Credit Card Protection offers. If you decide that it isn't, simply call us at 1-855-753-4272, Monday to Friday, 8 a. P. First, if your credit card balance is under $10, you will not be charged the balance protector premium. Apply available. 221. indd 2 7/3/20 9:58 AM. issued to The Bank of Nova Scotia by Chubb Life Insurance Company of Canada (“Insurer”) under Group Policy number TMH600165. Launch tool. Get a quote for Loan Card Insurance Available!Your Scotiabank credit card can give you convenient access to acknowledgment for your everyday purchases and expenses. Si certains événements de la vie ou des problèmes de santé se produisent,Budgeting: Paying down your lower rate credit cards versus ones with a higher rate can help you bring down debt faster and can help positively impact your credit score. Level 1. 09 per $100 of the daily balance on your credit card account (plus any applicable sales tax). m. S. cat rp5500 generator oil type; prepare benzoic acid from benzaldehyde practical. The premium rate for coverage under Scotia Credit Card Protection is based on Your Daily Account Balance which is calculated daily and billed monthly. Premium Period Interest is earned when you choose a 90, 180, 270 and/or 360-day Premium Period. Choose a 3, 6, or. Eligibility · This Promotion is open to legal residents of Trinidad and Tobago, aged 18 years of age or older, who hold an eligible Scotiabank credit card with the exception of employees of the Bank, its respective parent companies (The Bank of Nova Scotia and Bank of Nova Scotia Group) and subsidiaries; their immediate family members (spouses, parents,. This optional insurance coverage can help you and your family stay financially on track through unexpected events. final premium will be adjusted to reflect insurance costs up to and including the date your request is received. A load balancing function assigns each LIM to a service module to distribute the SCCP traffic among the available service modules. Apr 11. Contact Scotia Insurance for any Creditor insurance-related questions such as coverage, premiums, claim status, features, or auto-relevant queries. To get coverage this month, you’ll need to pay a balance protector premium of $6 (plus. Age Basic Protection Rate 18 – 35 0. They affect you because they reduce the returns of the Premium T Series units of the Fund. View more card details. The premium rate for coverage under Scotia Credit Card Protection is $0. Interest rates: 20. An updated Scotia Credit Card Protection Certificate of Insurance will be available on Scotia Credit Card Protection page as of October 17, 2020. Laurent Blvd. Scotiabank / AAdvantage cards - Benefits - American Aviation. 3 out of 5. Customers need to have a Line of Credit with Scotiabank in order to add protection. With optional Scotia Creditor Insurance Protection, your Scotiabank debt payments are maintained or paid in full, in whatever situation you encounter. Provincial sales taxes are also added where applicable, and the premium is conveniently charged to Your Account. The single major hill credit card offering you no foreign transaction rental and 6 free airport lounge visits. When you cancel an eligible Scotiabank credit card, or you switch your eligible Scotiabank credit card with an active installment plan to a Scotiabank credit card that is not eligible for installment plans, the installment plans will automatically get cancelled. SCCP Class 2 provides the facilities of Class 1, but also allows for an entity to establish a two-way dialog with another entity using SCCP. Manulife Travel Insurance benefits are designed to give you a simple way to help protect yourself against unexpected expenses associated with Trip Cancellations, Interruptions, Emergency Medical costs and more. Eligibility Primary Cardholders, between the ages of 18 and under 70 years old, who are Canadian residents, are eligible to apply. 25% 10. 95 per $100 of Your Average Daily Balance. $500. What is Scotiabank's SWIFT code? The SWIFT code for Scotiabank is - NOSCCATTXXX. Just look for the Visa payWave symbol at the checkout. Visa payWave* - Save time when paying for small, everyday purchases with Visa payWave. Remember my username or card number. Need help signing in?How do I make premium payments? Are there any limitations or exclusions? In Person Visit your local branch Find a branch By Phone Monday - Friday 8:00 a. Get a quote for Credit Bill Insurance Today!Scotiabank Platinum American Express ® Card. Find the nearest Scotiabank branch and ABM locations in Canada, complete with driving directions, accessibility and hours of operation. 99% cash advances. Scotia Credit Card Protection is underwritten by Chubb Life Insurance Company of Canada under a Group Policy issued to the Bank of Nova Scotia. To get coverage this month, you’ll need to pay a balance protector premium of $6. Credit Balance Administration fee 5. **. Book an appointment. $3,000 into both a new Eligible RRSP and a new Eligible TFSA (for a total minimum of $6,000 combined) Both an Eligible RRSP and an Eligible TFSA. Investing regularly is one of the simplest ways. Got ampere quote for Credit Card Insurance Today!Cash Bonus. In addition, you must request the extension before your coverage expires and pay the appropriate premium. Scotiabank Mobile Banking - Apps on Google Play Learn More. 99% cash advances. To cancel your plan: • Select your eligible credit card and tap the Scotia SelectPay icon • Select the My plans tab and the installment plan you want to cancel • Tap __Review & cancel __Allow 1 to 3 business days for us to complete the processing. 99% on Cash Advances Cash Advances include Balance Transfers, Scotia Credit Card Cheques and cash-like transactions. 09 per $100 of Your Average Daily Balance until your 70th birthday, and $0. The enclosed Claimant Statement form fully completed and signed by the Claimant 2. 50% The premium rate for coverage under Scotia Credit Card Protection is $0. topline coverage of a wide range of concepts that will come in useful in lots of different roles. 2. Investing regularly is one of the simplest ways. For starters, cancelling over the phone may be a more secure way to ensure that the. 00 $2. 40 MR DAKSH SUNEJA - 4537 351 203 275 012 002 Dec 16 Dec 19 TIM HORTONS #5766 BRAMPTON ON (APPLE PAY) 1. m. All forms are printable and downloadable. Joint Life coverage (two people) on the same Scotiabank MasterCard account costs 52 cents for every $100 of your outstanding account balance on the previous month's Scotiabank MasterCard statement. Personal ; Smal Business ; CommercialMary is an primary borrow cards holder under the age from 70 and is enrolled in Scotia Acknowledgment Ticket Security insurance. indd 2 7/3/20 9:58 AM. It can complement other forms of Insurance like employer work benefits, or other insurance plans, that were to be allocated for other needs, such as looking after your. When you do not have any debit transactions in your account for 90-360 days, you earn a “premium period interest” of 0. For the month of July, Mary has the folowing balances across 31 days. A copy of the Admission and Discharge summary(or summaries) from the Hospital(s) which clearly identifies your date of admission and date of discharge 3. Say you signed up for credit card balance insurance. As of December 31, 2022, Premium Series units of the Fund's expenses were 1. Please allow 15 business days for claim processing after all relevant documentation and information is received. For example, You and Your mean the . 99% on cash advances. Get a quote for Credit Card Insurance Today!19. For Comprehensive coverage under $50,000, the monthly premium rate is $1. 09/$100) x. Scotia Travel Insurance, distributed by the BNS Insurance Agency Inc. 1. 49 per $100 of Your Average Daily Balance for the remainder of Your coverage period. The cash back card with the most awards in 2021. Apr 14. This type of coverage protects you from being held financially responsible for causing injury to a third party or for causing damage to their personal property. From the Services menu, select Stop Payments then click Stop Payments Request to access the Stop Payments screen. This includes benefits for an eligible Co-Borrower on your Scotiabank credit card account, at no additional charge. 09 per $100 of daily balance on your credit card account (plus any applicable sales tax). 416. 12-month installment plan 3. Primary Insured as named on the Schedule of Coverage, the Insurer means Chubb Life Insurance Company of Canada and Scotiabank means The Bank of Nova. 1945 King Street East – Suite 100. All coverage is subject to the terms and conditions outlined in the Certificate of Insurance which you will receive within 30 days once your Scotia Credit Card Protection application has been approved. 20. 21 INFORMATION ABOUT THE DECEASED Scotia. [2304P] Created Date: 3/17/2022 1:18:56 PMHi everyone, I recently got the comprehensive insurance plan with my credit card from Scotia Bank, which includes coverage for job loss. Scotia Credit Card Protection is underwritten by Chubb Life Insurance Company of Canada under a Group Policy issued to the Bank of Nova Scotia. For Comprehensive Protection the monthly premium rate is $1. Get access to Loan & Credit Insurance related informative videos, great tools, and insightful articles. How Credit Card Net Protection Insurance on Financial Stability for you and your family in unexpected events. . 99% on cash advances, balance transfers and Scotia Credit Card Cheques. You can earn and redeem points at our program partners and brands. Scotia. Scotia Credit Card Protection is underwritten by Chubb Life. Annual fee: $120. Should an unexpected life event arise, your insured Scotiabank debt could be paid in full, or monthly payments will be maintained for a. M. The SSCP exam evaluates knowledge of a wide variety of security concepts and certifies qualifications to implement and manage information security systems. No long waits to reach a live. Save for multiple goals in one account. Bank how and when you want. $350. Personally, the Momentum VI works better for me but if you travel a lot, spend a lot of foreign. Your Account balance is insured for up to $50,000, however, premiums are only calculated up to a maximum of $25,000. Enjoy 24/7 concierge service 3. While this account does come with a hefty monthly account fee of $30. To the month of July, Mary has the folowing balances over 31 days. Charting, Tear Sheets, Fund Holdings & more. Refer to each product page for the best matching accessory. See certificate for details. 70 Mary's insurance premium for the July billing round is $7. Learn more about this product. 79%-27. 99% on Purchases 22. spokane valley residential parking laws. 12-month installment plan 3. This optional insurance coverage can help you and your family stay financially on track through unexpected events. Box 1097, Station B Willowdale, Ontario, M2K 3A2 T +1. 668. Canada’s premier sports and entertainment venue and home to the NHL’s Toronto. Apr 14. SAMPLE Scotia Credit Card Protection Certificate of Insurance. Enjoy comprehensive travel insurances and New Mobile Device Insurance. Annual fee: $120. Insurance is underwritten by GK Life. ABM - Automated banking machine. Mary is a preliminary credit card holder lower the age of 70 furthermore your enrolled are Scotia Credit Card Protection insurance. Fund expenses You do not pay these expenses directly. pdf from GNED 127 at Centennial College. Your completed Scotia Line of Credit Protection application, the letter confirming Your coverage elections under Scotia Line of Credit Protection,Scotiabank American Express® Card (for students) Earn up to 3X the Scene+TM points on every $1 you spend on eligible grocery, dining, and entertainment purchases. indd 2 7/3/20 9:58 AM. Apply now. The Scotia Premium Fixed Income Fund, (“Fund”), is registered in Jamaica as a unit trust scheme under the Unit Trusts Act. Effective December 1, 2016, there was a consolidation of the asset management activities within Scotia Investments Jamaica Limited (SIJL). Interest rates: 20. ,Global Equity,Aria Portfolios,Scotia Aria Equity Build Portfolio - Pr emium Series Series Premium,[S02310]. ,Global Fixed Income Balanced,Aria Portfolios,Scotia Aria Conservative Build Portfolio - Premium Series Series Premium,[S02301]. For answers, check out our FAQs. S. 85% and a Welcome Bonus Interest Rate of 3. DATE POST DATE DETAILS AMOUNT($) 001 Jan 17 Jan 17 SCOTIA SCCP PREMIUM 2. Our claims service is available Mon to Fri 8:00am to 6:00pm EST. A longer Premium Period earns a higher Premium Period Interest Rate provided you don’t make any withdrawals within the Premium Period you select. New to Scotia OnLine?Your monthly Comprehensive Protection premium is calculated for every $1,000 of your insured loan balance for Life and Terminal Illness coverage and $100 of monthly equivalent insurable benefit for Critical Illness, Disability and Job Loss coverage on the date your Scotia Loan Protection application is approved. Unity Managing Underwriters Ltd. The premium rate for coverage under Scotia Credit Card Protection is $1. The longer you save, the higher your interest rate. Premium Rate 1 per $100 of Monthly Benefit Amount. After you enrol you will have 30 days to review the details of the plan and decide if it is right for you. 99% on Purchases 22. Scotia, vous devez être titulaire d’un compte en règle, être résident du Canada et être âgé de 18 ans et plus, mais de moins de 70 ans. 60" seems to be a fee. David and Pam’s combined Scotia Line of Credit Protection premium is $28. The monthly premium rate is $1. Get adenine quotation for Borrow Card Insurance Now!Buy Credit Card Balance Protection Insurance for Financial Stability in you and your family in unexpected events. %PDF-1. Those working in Washington made the least, with a yearly salary range of $55,463 to $98,266. P. 89 per $100 of Your Account The premium rate for coverage under Scotia Credit Card Protection is $1. Yo u are neve r re quire d to purc hase insuranc e: Ev that is of fered by your distributor; pe from a person who is asYou’ll have to call Scotiabank to request card cancellation at 1-866-267-4935. 7. Scotiabank Passport. 1-855-753-4272. Creditor insurance, sometimes known as credit protection, is an optional financial safety net for you and your family. Box 670, Stn. $20. Basic Protection Basic Protection is available only when the coverage amount is greater than $50,000. Yo u are neve r re quire d to purc hase insuranc e: Ev that is of fered by your distributor; pe from a person who is asEntering and Transmitting a Stop Payment Order. Scotia Aria Conservative Build Portfolio - Premium Series Series Premium Author: 1832 Asset Management L. at 1-800-268. Scotia® Credit Card Protection Certificate of Insurance Chubb Life Insurance Company of Canada certifies that the Insured(s) as named on the Schedule of Coverage are covered under and subject to the terms and conditions of: Group Policy Number TMH issued to The Bank of Nova Scotia This type of premium is often used for policies with low-risk profiles, such as life insurance or disability insurance. dollar investments require a minimum. No monthly account fees or minimum balance required. 00 003 Apr-14 Apr-14 SCOTIA SCCP PREMIUM 9. 00. Exceptional Service. 09/$100) x 12 / 365. 6 %âãÏÓ 698 0 obj > endobj 715 0 obj >/Encrypt 699 0 R/Filter/FlateDecode/ID[0DBF4E0EC61F4821805943328A93300D>]/Index[698 31]/Info 697 0 R/Length 98/Prev. 4. Use Fill to complete blank online OTHERS pdf forms for free. Scotiabank Global SiteScotia Credit Card Cheque fee. 22. Scotia Credit Card Protection offers. pdf from BUSINESS 3301 at Brock University. Scotia Credit Card Protection offers. With Scotia Credit Card Protection, your coverage and premium is always based on your Account balance. net Rev. Yo u are neve r re quire d to purc hase insuranc e: Ev that is of fered by your distributor; pe from a person who is as signed to yo u; or en if you are required to be insured, Scotia Credit Card Protection: Monday-Friday 8:00am-8:00pm ET: 1-855-753-4272:. Remember my username or card number. However, in the event of your death or the diagnosis of a covered critical illness, this convenience could become your family's financial obligation.